NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

FDIC Insurance Coverage and Bank Branches

For Federal Deposit Insurance Corporation (FDIC) purposes, a depositor's account balance in the the Adams County Bank, will be aggregated with any balances of the depositor in the following offices, branches, or internet sites of the Adams County Bank.

  • Adams County Bank, 401 N. Smith Ave. Kenesaw NE 68956
  • Adams County Bank, Juniata Branch, 1307 N. Brass Ave., Juniata NE 68955
The total account balances of a depositor with the Adams County Bank and its offices and branches will have the benefit of the deposit insurance coverage that the FDIC provides to a depositor's accounts in a single bank. To determine the level of FDIC deposit insurance coverage available on accounts in a single bank, please ask for the FDIC brochure "Your Insured Deposit" or visit www.fdic.gov and in the "Consumer Resources" section, click on "Your Insured Deposit."

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