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Transaction Account Guarantee Program The Adams County Bank has chosen to opt out of the FDIC Transaction Account Guarantee Program. Effective June 30, 2010, funds held in noninterest-bearing (Regular Checking Accounts) transaction accounts will no longer be guaranteed in full under the Transaction Account Guarantee program. However, these deposits will be insured up to $250,000 under the FDIC's general deposit insurance rules. FDIC Insurance Coverage and Bank Branches For Federal Deposit Insurance Corporation (FDIC) purposes, a depositor's account balance in the the Adams County Bank, will be aggregated with any balances of the depositor in the following offices, branches, or internet sites of the Adams County Bank.
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