- Rates
- Service Fee Schedule
- ATM / VISA Check Transaction Fees
- Special Service Fees
- Safe Deposit Boxes*
Adams County Bank offers extremely competitive rates. Please contact our Customer Service Representatives for assistance for the current rates or assistance with any related questions.
Service Fee Schedule
Budget Checking Account
Average Balance |
Charge Per Statement Cycle |
No Balance Requirement |
$1.00 plus $ .25 per debit over 4 |
Regular Checking Account
Average Balance |
Charge Per Statement Cycle |
$400 and over |
FREE |
$300 to $399.99 |
$3.00 plus $ .25 per debit over 20 |
Less than $300.00 |
$4.00 plus $ .25 per debit over 20 |
Regular checking is free to senior citizens (age 55 and over) and students through college.
Super NOW Checking Account
Average Balance |
Charge Per Statement Cycle |
$1,000.00 and over |
FREE |
Less than $1,000.00 |
$5.00 plus $ .25 per debit over 20 |
Interest paid on checking balances.
Business Checking Account
Monthly service charges on Business Checking Accounts will be calculated as follows:
|
Charge Per Statement Cycle |
Maintenance |
$3.00 |
Items Paid |
$ .10 per item |
Transit Items Deposited |
$ .06 per item |
An earnings allowance against accumulated service charges based on average balances in the account will be calculated based on a monthly rate set by the bank.
Money Market Account
Average Balance |
Charge Per Month |
$1,000.00 and over |
FREE |
Less than $1,000.00 |
$5.00 per month |
Account limited to Six (6) debits per month.
Savings Account
Charge Per Quarter |
$ .50 per withdrawal in excess of 6 per quarter |
ATM/Visa Check Transaction Fees
Withdrawals and balance inquiries that you complete with your Adams County Bank Card at ATM’s not operated by the Adams County Bank are subject to a transaction fee of $1.00 for each cash withdrawal or balance inquiry that you complete.
Details to your account as a result of an ATM/Visa Check card transaction will be counted as a debit in the computation of service charges to that account.
Replacement cards will be issued at a cost of $3.00 each.
Cashier's Checks |
$2.00 per check |
Collection Items-Incoming |
$5.00 per item |
Collection Items-Outgoing |
$5.00 per item plus registered mail fees on coupons and bearer bonds |
Copy Service |
|
Dormant Account Fee |
$5.00 per month |
Fax Service |
$2.50 Outgoing |
$ .50 per page Incoming |
|
Money Orders |
$2.00 per check |
Notary Services |
|
Overdrafts |
$12.00 per item creating overdraft |
Overdrawn Accounts |
accounts overdrawn seven (7) days or more will be charged $15.00 weekly |
Pre-authorized Transfers |
$1.00 per transfer |
Reconciliation of Accounts
|
$20.00 per hour will be charged for reconciliation after the first time |
Record Reproduction |
$20.00 per hour plus $ .25 per copy payable on delivery |
Returned NSF Checks |
$12.00 per item returned to payee because of insufficient funds |
Return Items |
checks deposited by you and returned by drawer's bank for insufficient funds will be charged $2.00 per item |
Safekeeping Fees |
$2.00 per month per bond |
Stop Payments |
$7.50 per stop payment order |
Traveler's Checks |
|
Wire Transfers |
$15.00 for bank customer |
Kenesaw
Size |
Annual Rental Fee |
3" X 5" |
$ 8.00 |
5" X 5" |
$ 12.50 |
3" X 10" |
$ 15.00 |
5" X 10" |
$ 22.50 |
7" X 10" |
$ 35.00 |
|
|
Size |
Weekly Rental Fee |
7" X 10" |
$ 5.00 |
Juniata
Size |
Annual Rental Fee |
3" X 10" |
$ 15.00 |
5" X 10" |
$ 22.50 |
7" X 10" |
$ 35.00 |
|
|
Size |
Weekly Rental Fee |
7" X 10" |
$ 5.00 |
* Contents are not FDIC insured.
 Member FDIC |
Adams County Bank Home • Privacy Policy • Terms of Use • USA PATRIOT ACT • Personal Banking • Business Banking • Loans • Investments • Rates & Fees • Convenience Services • Community Calendar • Local School Information • Favorite Links • Contact Us |
 Equal Housing Lender |
| NOTICE: Adams County Bank is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. Please contact us with any concerns or comments. | ||